Get your applications ready now!  
Spring intake coming soon!

The Housing Accelerator Fund helps homeowners and developers build new housing in Thunder Bay. Whether you’re adding a secondary suite, constructing a multi-unit building, or revitalizing a property in the Core Areas, this grant can help make your project a reality.

To make the process as smooth as possible, we’ve broken it down into four key steps.

Follow these steps to ensure your application is complete and ready to go—so you don’t miss out on funding.

 Step 1: Understand Your Project

 Before you apply, make sure your project qualifies for funding.

  1. Check if your property is eligible.
    • Go to the interactive map.

    • Type in your address and click the suggested address that appears.

    • If your property is inside the red or purple lines, you are eligible for grants.

  2. Decide what kind of project you want to do.

    • Do you want to build an Additional Dwelling Unit (ADU), a multi-unit building, or need construction assistance in one of the Core Areas?
    • Check the grant webpage to match your project.
  3. Talk to a Planner (Recommended).
    • A planner can help check if your project meets zoning rules.
    • If your lot is too small or doesn’t have enough parking, you may need a minor variance.
    • Contact the planning department at 807-625-2216, or book an appointment online.
  4. Check with Building Services (Optional but Helpful).
    • If you're converting a garage, finishing a basement, or making structural changes, speak to building services.
    • They can tell you if your project needs special permits.

 Step 2: Prepare Your Application

  1.  Beginning in the spring, create an account and start your application.
    • Go to the Plan, Build, Apply webpage and sign up or log in to your account.
    • Select Housing Accelerator Fund and the type of project you’re applying for (ADU, multi-unit, etc.).
    • Note: If you are applying for the Construction Assistance Grant for a project in the Core Areas, email buildtbay@thunderbay.ca to request an application form. 
  2. Gather the required documents.
    • When you select your grant type, the system will list the documents you need.
    • Examples include proof of ownership, site plans, or tax bills.
    • Our Step-by-Step Guide is available to help.
  3. Complete all sections of the online application.
    • Provide a clear project description.
    • Upload all required documents.

 Step 3: Submit Your Application 

  1. Submit your completed application online.
  2. Check your email for confirmation.
    • You will receive an automated confirmation email.
    • The Housing Accelerator team will review your application within 4 to 6 weeks.
    • If your application is incomplete, you will be contacted to provide more information.
  3. If your application is approved:
    • You will receive a provisional approval email.
    • You must apply for a building permit within 60 days of approval.

 Step 4: After Approval - Let's Build Thunder Bay!

  1.  Apply for a Building Permit.
    • You will need a designer’s drawings and other documents for the permit application.
    • Use your existing Plan, Build, Apply account (created in Step 2) to submit.
  2. Once your building permit is issued:
    • The city will draft a financial agreement for your grant.
    • You must sign the agreement before construction starts.
  3. Build your project.
    • Complete all inspections and get final occupancy approval.
  4. Receive your grant funding.
    • Once your project is complete, submit your final paperwork.
    • The city will calculate your final grant amount and issue payment via direct deposit.
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